Belazzouz Meryem (2026) “The Contribution of Digital Transformation to Expanding the Distribution of Insurance Services in Algeria: A Study Covering the Period 1995–2024”, The Sankalpa: International Journal of Management Decisions, 12(2), pp. 112–127. Available at: https://thesankalpa.org/ijmd/article/view/386 (Accessed: 19 July 2026).