Belazzouz Meryem, Abdellah Aggoun, Abid Mohammed, and Ouarad Housseyn. β€œThe Contribution of Digital Transformation to Expanding the Distribution of Insurance Services in Algeria: A Study Covering the Period 1995–2024”. The Sankalpa: International Journal of Management Decisions 12, no. 2 (July 18, 2026): 112–127. Accessed July 19, 2026. https://thesankalpa.org/ijmd/article/view/386.