FinTech Adoption and Financial Inclusion: Evidence from Developing Countries

Authors

  • Dr. Adebayo Okafor Department of Economics, University of Ibadan, Nigeria

Keywords:

FinTech, financial inclusion, digital banking, emerging markets, mobile finance

Abstract

This paper investigates the role of financial technology (FinTech) in promoting financial inclusion in developing countries. Data from 12,000 users of digital wallets and mobile banking platforms in India, Kenya, and Brazil indicate that FinTech solutions increase access to credit, savings, and insurance services. The study highlights the importance of regulatory support and digital literacy for scaling FinTech adoption.

Published

31-12-2016

How to Cite

Dr. Adebayo Okafor. “FinTech Adoption and Financial Inclusion: Evidence from Developing Countries”. The Sankalpa: International Journal of Management Decisions, vol. 2, no. 2, Dec. 2016, pp. 33-50, https://thesankalpa.org/ijmd/article/view/20.

Issue

Section

Original Articles